MAKING MONEY

THE ACTUAL MAKING OF ACTUAL MONEY

You can't invest, eliminate debt, or pay your bills without having made some money somewhere along the way.

Period.
So it's settled.
YOU need to do whatever it takes to bring in enough money to make that ambitious dream of yours come true.
That's the good news!
Great in fact.
You get to play the hero in the story you write for yourself.
Why not make your story a great one?
Again it's your story to write.

Essentially there are exactly two ways and two ways only to make money.

Active income.
Passive income.
They both sound like what they are.

Active income:
Just as the name implies, actively obtained income is any money where you trade your time for your money.
You probably know it by another name.
A job.
Your active income includes your hourly wage, salary, tips, commissions, etc.
No ones going to give you any of these things.
You have to ACTIVELY go out and get it yourself.
Hence the name “active”.

Passive income:
Please note. Theres an entire section dedicated to the matter of passive income on this website.
What were really talking about here is the subject of passive income as opposed to what we refer to as “active income”.
Examples of passive would include such things as High Interest Savings Accounts, CD'S, rental properties, dividend paying stocks, etc.
This (passive) income is any regular cash flow resulting from an investment of some sort on your part.
In other words.

Passive income is nothing more than your money making money for you.

Put differently.
In large part, at least for many of us, is to earn, save, and invest enough of our ACTIVE INCOME as fast as possible in order to live out our lives on our PASSIVE INCOME.
There are thousands of ways to make money.
But until you have the money to start investing were nearly entirely restricted to what most squarely falls into the active category.

That means you have to do the work.

BLUE COLLAR SCROOGE

Please to meet you, hope you guessed my name! It's Blue Collar scrooge here and I'd like to just thank for taking the time to our little blog to help accomplish all things financial. Personally financial that is.

SCROOGE MONEY CONTENT

DEBT

"The borrower is slave to the lender" All debt is bad. Some is crippling. So let's dump the debt and start living!

D.I.Y.

Doing your own projects not only saves you a ton, it ensures the most important issue, that it gets done right.

S&P 500 VS Real Estate

Bloggers and blowhards have been arguing over this forever. BCS answers it once and for all.

The #1 Side Hustle Of 2026

Not only is this the #1 side hustle IMHO but by far it's the most overlooked. You can literally get paid today!

Investing VS Paying Off Debt

Feeling overwhelmed? Don't! There's a right and wrong answer.

Getting Rich VS Building Wealth

There's a difference. One's real. The other not so much.
It's important to understand the difference.

Keep Your Head In The Game

It's often been said that getting ahead is simple, but not easy. Here's why.

Do this now with your money!

Millions of people are missing this super easy money move. Don't be one of them.

Does your answer make sense?

In some ways, this may be the most important, and difficult question to answer.

Your first $100,00!

There's a good reason this often mentioned benchmark is considered the most important, because it is!

In Case Of Emergency

Sometimes things all come apart at once. That's when you most need to understand it WILL be ok.

Coolest Ever Project

This is just the coolest project ever. I use it to get work done online and you might like it too.